Articles from: September 2017

Scholarship For Single Mothers – Patsy Takemoto Mink Education Foundation

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This year, the Patsy Takemoto Mink Education Foundation will be awarding five Education Support Awards to low income single parents. The awards can amount to $2,000. If you are looking for a scholarship for single moms, you should apply now.

The deadline for this years applications will be on July 1. Applications will be accepted starting May 1 and all applications should be postmarked prior to July 1. Awardees are expected to use the fund for their living and school expenses for as long as they are enrolled in the program. By September, all awardees will be contacted by email or phone.

You should check on the criteria first before you submit an application. To qualify, you should be at least 17 years or older, single mother and with small children, enrolled at an accredited program from 2009 to 2010, and enrolled in ESL, skill training, GED program, or an associate/bachelor degree, and should belong to low income families. To qualify as a low income family, you should earn lower than $17,500 (2 family members) or $22,000 (3 family members) or $26,000 (4 family members).

As you can see, the foundation is quite strict when it comes to the income factor. Aside from the monthly income, the number of family members will also be considered. Just in case you exceed the income amount, there is a decreased chance of obtaining the award, even if youre a single mother.

Deciding to go back to college is really hard for most single mothers. Most of them are already working full time just to be able to earn money and worse, their income is too low. The only way to improve the financial situation of the family is for the mother to finish her college education.

After graduation, the mother can look for better and high paying jobs. Thanks to foundations like that of Patsy Takemoto Mink Education Foundation, single mothers have a brighter future ahead of them. They simply have to invest time, effort, and commitment to achieve success.

Through the scholarship for single moms such as the Education Support Awards, college education is possible. In a few year times, these single mothers will graduate and can land better jobs.

The Pros & Cons of Private Student Loans

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College students are often cautioned to avoid private student loans unless absolutely necessary, urged instead to take advantage of all other financial aid options first.

The advice is sound. Generally speaking, private student loans, which are offered by banks, credit unions, and other private lenders, dont offer the same level of borrower protections and benefits that government student loans do.

As a student, you should seek out grants and scholarships first — money for college that you wont have to repay — before taking on student loan debt. Then, if youre still going to need college loans, you should, in general, make sure youve maximized all your available federal student loans before you consider taking out a private student loan.

>> Interest Rates & Repayment Options

Federal education loans have fixed interest rates and more flexible repayment terms than private loans. The Department of Education offers income-based repayment options that keep your monthly payments at a figure you can afford, repayment extensions to give you more time to repay, and loan deferments and forbearances that can temporarily postpone your student loan payments if youre facing financial hardship.

If you go to work in the public sector, you may also be eligible for the discharge of some or all of your federal student loan debts.

With private student loans, on the other hand, your interest rate is almost always variable, and private lenders arent required to provide the kind of repayment flexibility that comes standard on federal college loans.

The current foreclosure crisis that began mushrooming, in part, because of adjustable-rate mortgages should be enough to make anyone leery of adjustable-rate loans on anything.

But its worth keeping in mind that when interest rates are low, as they are now, adjustable-rate private student loans can have a lower interest rate than their fixed-rate federal counterparts.

If you have excellent credit, or if you have a parent or co-signer with excellent credit, you may qualify for the lowest-rate private college loans, which currently carry interest rates that are as much as 3-percent to 6-percent lower than the rates on federal student and parent loans.

Interest rates are destined to rise as the economy continues to recover from the recession, so private loan rates wont always be this low, but if you or your parents are in a position to pay that private student loan off relatively quickly, you may be able to save money over a government-issued college loan.

>> Covering Your College Costs

So why take out a private student loan at all?

Private student loans are meant to “fill the gap” in college funding that may be left after you reach your federal student borrowing limits. In many cases, families find that scholarships and federal financial aid simply arent enough to cover the rising cost of college.

Without private student loans, you may not be able to pay for college or continue your studies.

Study in Australia with IDP education

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Ever since our childhood, we all dream of perusing different professions like doctor, engineer, journalism, teaching, management, etc and accordingly we take up appropriate education training that is required in turning our dreams into reality. After school, we wish to attain suitable training wherein we can hone our professional skills and acquire proficient learning such that we are prepared completely to face the practical world and apply our gained knowledge in our desired field of interest. However, with globalization, the education prospects have widened and one can acquire good quality education through experienced faculty that can guide students in facing the current global scenario.

Today, there are several education institutes that promise to impart quality education. With an array of options in India and abroad, it becomes extremely difficult to choose the appropriate institutions where in one can invest their hard earned money in gaining knowledge and expert training. Studying abroad is an advantageous option for ambitious students who wish to attain practical training and broaden their knowledge horizons by interacting with students from varied cultures and traditions.

Of all the places of the world, Australia is a desired destination for students all across the globe who wish to Study in Australia for increasing their knowledge horizons. Australia is one of the best places in the world to live while you learn. Despite offering a high standard of living, the beautiful country of Australia offers an opportunity to learn at competitive costs. All work and no play makes jack a dull boy! While you Study in Australia, you can experience the mystic beauty of this exotic land and also the enriching cultural festivals, concerts and museums, to major sporting events.

The educational institutions in Australia boast of imparting high quality education through assigning practical projects to students who get an opportunity to put on their thinking caps and exercise their grey cells! Whether you study in Melbourne or you study in Sydney, you will come across the best education training through the best team of faculty who will support in your entire learning process. After being a part of the famous Australian Universities, you will receive a quality education that will form a strong foundation for your future success.

Australia is famous all across the globe for offering an array of professional Post Graduate Courses. Several students wish to pursue MBA in Australia. The institutes provide an exceptional learning atmosphere amongst modern and high end infrastructure.

Information On Consolidation Of Student Loans

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Paying for college can be a genuine hassle especially when you graduated from the school nearly a decade ago. Many graduates think that the six months they have before the required scheduled repayment of their various college debts is always an eternity. The six months is nothing as compared to the years of payments ahead of you, so many people opt in to consolidate student loans. A consolidation of student loans can make the monthly less painful.

I used to have three separate student loan bills. Two were for my undergraduate studies (which I have decided I actually could hardly afford) and one was for graduate school (which I definitely could not afford). Paying all three bills in a timely manner was a real headache for me.

A part of the issue lies in the basic fact that I have trouble remembering to complete tasks that I really do not want to complete. There has to be some kind of subconscious factor going on here that I haven’t come to terms with as of yet. The best solution for me was to find out the best way to consolidate student loans.

The process of selecting a lender that will accommodate your needs is no problem at all. In fact, many of these lenders come to you. A consolidation of student debts has helped me keep track of my account much easier and it afforded me a few extra dollars every month. Actually, I save about 150 bucks each month through the debt consolidation.

This extra cash is terrific but I also like to put a little more on the principal every month. This is a great way to knock down the principal swifter and avoid paying too much interest. I find that the smaller monthly payments I got through consolidate student loans helps me make an additional payment here and there. This makes a lot of difference.

Another benefit of picking a consolidation of student loans is the interest rate itself. Even though you are refinancing the financial debt you will still get a really good rate of interest regardless of what your credit rating is like. This is a significant advantage for anyone who would like a consolidation of student loans without the fear of hiking rates of interest.

I chose to take this route nearly two years ago and I definitely made the proper decision. I have smaller payments as well as the promise of paying off the whole debt in less time than I thought I would. The consolidation of student loans is an excellent way to gain control of this monster of a debt.

Learn more about how you can can consolidate student loans effectively and without spending a ton of money out of pocket by visiting us at

Famous University Of Texas Alums

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The University of Texas at Austin is considered a public ivy university, and it a highly respected academic institution. In addition to producing successful academics, researchers, scientists, writers, businesspeople, and lawyers, the University of Texas has given degrees to some well-known individuals over the years. Although many of these people were not famous when they attended college, the University of Texas gave them a strong academic foundation so that they could deal with the challenges of all their future endeavors.

Many famous actors and directions graduated from the University of Texas. Director Wes Anderson, who received an Academy Award nomination for The Royal Tenenbaums, graduated from UT in Austin in 1990. In The Royal Tenenbaums, Wes Anderson cast another famous UT grad in the role of Eli Cash. This role was played by actor Owen Wilson. In addition to these celebrities, Matthew McConaughey, often considered one of the most attractive actors of the current day, graduated in 1993. This UT grad has starred in many films, including The Wedding Planner, How to Lose a Guy in 10 Days, Ghosts of Girlfriends Past, and Failure to Launch. Rene Zellweger, who won an Academy Award for her performance in Cold Mountain, graduated from the University of Texas with a degree in English. She did take one class in drama during her undergraduate career, which might have influenced her career path. These are just a few of the more well-known stars of the screen to have graduated from the University of Texas. Many other directors and actors once attended this Texas institution.

Some notable political figures have also attended University of Texas at Austin. Former first lady Laura Bush and her daughter Jenna Bush both graduated from this state institution, as did former first lady Lady Bird Johnson. The University of Texas is the alma mater of three different governors as well: Dolph Briscoe, Jeb Bush, and John B Connally. Five senators also graduated from UT at Austin: Lloyd Bentsen, Tom Connally, Kay Bailey Hutchison, Earle Bradford Mayfield, and Ralph Yarborough. Many other state and local officials took their first political science classes at UT at Austin, and learned the necessity of public service there.

In addition to celebrities and politicians, the University of Texas has produced many notable individuals who are well known for their accomplishments. Olympic champion Mary Lou Retton attended UT at Austin. Janis Joplin attended UT, but did not graduate. John Maxwell Coetzee, Nobel Prize winning author of Disgrace, received his PhD from the University of Texas in 1968. Paul Begala, former host of the CNN news show Crossfire, received both his B.A. and his J.D. from UT. These are just a few of the remarkable individuals who have graduated from the University of Texas. With a student population of over 50,000, it is certain that the University of Texas will produce even more famous individuals in the years to come.

Bright career prospects with Yoga Teacher Training

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Yoga Certification programs conducted in European countries have gained a momentum in the last decade. As increasing number of people are now heading to Yoga for numerous health benefits the demands of certified Yoga instructors is growing tremendously.

Yoga is a traditional form of exercise that includes certain postures and movements. Two most important advantages of practicing Yoga are prevention of disorders and ailments and maintenance of health and fitness in daily life. Other methods of exercises like gymnastics, athletics, aerobics, games, and various other forms are not as good as Yoga when it comes to the results. Due to all these reasons more and more people are referring to Yoga for treating ailments and living a healthier life. Especially in the western countries, an increasing number of people are joining Yoga classes for achieving healthier mind and body.

The Yoga Teacher Certification programs conducted at numerous camps are in huge demand across the country. Owing to the increasing demand of certified Yoga teachers and the bright career prospects, Yoga Instructor Certification programs are attended by numerous individuals wanting to learn and teach Yoga. Those who have completed Yoga Teacher Training program can setup a successful career by teaching Yoga to the people. Another advantage of working as a certified Yoga instruction is that while teaching Yoga to the students, one also practices all the postures and stretches himself/herself. Thus you can maintain a healthy lifestyle for yourself while sharing the benefits of Yoga with others and earning money in the process.

After attending a certified Yoga Teacher Training program you can start your career as a Yoga teacher. All you need to do is rent a studio, inform people about your yoga classes by advertising, and start taking classes. If you can’t find a place to rent, you can approach the high profile clients, who prefer to take classes at their own place. This way you can also save the investment that is required to rent a studio and continue teaching Yoga without actually investing a penny from your pockets. There are several such high-end clients who would love to learn Yoga from someone with Yoga Instructor Certification. You can approach your friends and family to refer you name to their colleagues and friends and kick-start you career.

If this article has inspired you and you have decided to join a Yoga Certification program from a reliable and genuine source then you can refer to healthandyoga.com. The website is a complete Yoga information Bank that also conducts Yoga Teacher Certification programs. Besides this, it also offers holiday packages in Yoga retreats, and provides Yoga products like neti pot, mala beads and enema equipment, etc.

Private Schools Help Students Get Better Grades Resulting In Better Leading University Attendance

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Why Parents Choice of Private Schools Has Changed Lives.

The education and preparation provided by private schools are unparalleled. Statistics show that pupils who attend private schools are four times more likely to achieve high honors when they enroll into high school than their public school counterparts. Students graduating from private schools have demonstrated an ability to not only excel in high school, but in college as well.

Further statistics show that students at fee-paying schools made up 43.9 percent of those given places at Oxford University and 41 percent of those at Cambridge. Also, 92.9 percent of pupils leaving independent schools went on to higher education in 2008. This highlights an alarming inadequacy in public education. There must be a proportionate amount of equally bright children at state schools, but they are missing out on the top grades due to an inadequate educational environment.

One private school graduate from Carden Academy explained Carden Academy gave me the ability to balance all of the activities in which I was involved in while maintaining a high GPA (3.7). My deep knowledge of and comfort with the fundamentals of sentence composition and parts of speech served as an indispensable skill while in high school honors and Advanced Placement courses, and in college, writing my larger papers were a breeze.

Because private schools tend to offer a more rigorous curriculum than public schools, students attending private schools are better prepared for the demands of college. Several college admissions have noticed the difference in education and given added weight to attendance at competitive private schools. In order to give your child the best opportunities for academic excellence, private schools have demonstrated their unrivaled ability to help students develop into world-class scholars. By educating your child at a private school, they will gain the knowledge and confidence to succeed not only in academics, but in life.

To learn more about private elementary education for your child and how it can change their life, visit CardenAcademy.com or call (949) 458-1776.

Top 4 Tips On Where To Find The Best Scholarships

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Majority of us dream of getting scholarships either to join college or other institutes of higher-learning. Not everyone has the means to educate themselves, especially with the outrageous cost of fees people are paying nowadays. There are so many categories – scholarships for dads, single mums, high school graduates, charity – you have no excuse not to apply for one! However, after applying, you are left with the uncertainty of whether you will get it since thousands apply for them. Unfortunately, there are usually few or limited ones to give out. Some have so many requirements and documentation that it kills your morale to even start applying for them. Do not give up – you never know! This time you might be lucky. Here are some tips on finding the best scholarship for you.

Internet services

The internet has everything! You can find a good scholarship here if you look more carefully than browsing through the thousands of results you get after searching. In fact, the internet not only gives you many options, but the best ones, so your work becomes easier by choosing only what you want.

Universities/colleges

Most scholarships are given through higher learning institutions such as universities and colleges. Try finding one and you cannot miss scholarship offers made to both students and non-members of the institution. If you are already in a learning institution, consult the dean or lecturers about this as some of them are advertised internally and not everyone gets an opportunity to apply for them. Here, you will also get tips on how to apply, to beat the high number of applicants. Similarly, financial-aid officers could also be of great assistance and may give you some insight on private and corporate foundations that have similar offers.

At work!

There are many organizations which offer their employees scholarships. Others offer tuition reimbursement such that they fund your education and you pay them in installments over a certain period of time. This could be a great source of funds for your scholarship and to top it up, the likelihood of being retained in the organization is very high!

Church

Yes, you read it right! Churches do offer scholarships for all kinds of people; they even have scholarships for single dads and mums! Talk about no discrimination. You might be thinking these scholarships are religious-based and all, but they offer similar ones as colleges do, maybe most of them might be on theology and the like, but you cannot miss other fields to apply for.

Effectiveness Of Acting Courses

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Actors like artists belonging to many other fields are always passionate about their work and they are always eager to learn more. If you are an aspiring actor in London, taking up acting courses London can be of great help to you in honing your skills so that you can make the best performances. When talking about the different institutions offering these classes in London, you might be confused with the selection of the right academy so that you can hone the natural acting skills that you feel are present within you. Professional institutes offering these classes can make each and every student to shine in this field irrespective of whether they have previous experiences or whether they are just new to the arena. Here are some tips that can be of great help to you in selecting the appropriate institution:

What constitutes the real acting classes?

As mentioned earlier, different institutions are offering acting courses in London and not only different institutions, different types of classes are also offered. The problem with most of the newbie learners is that they confused between drama, performing arts and theater studies and vocational acting training. These classes generally have very little to do with the procedures involved in acting. Here, it cannot be said that aspiring artists should miss out these courses. Even though, many past performers, who have shined has not taken any such classes, they reached the height and became popular.

But, in the current competitive field of movie, taking up these degrees will help in standing out of the competitions. There are some institutions in London that not just offer acting classes, but they also offer a wide range of other courses in different related fields like makeup, radio and video, television production, television presenter, photography, etc-.

If an individual loves the field of television performance, but do not wish to perform, but wish to engage in related fields, radio courses London can be helpful to him. Courses under different levels like diploma to a masters degree in Radio courses are also offered by some institutions.

Radio courses in London can enable the learners to know how to become a radio presenter or producer. There are degrees pertaining to radio production, sound editing and interested students can learn broadcasting technique as well. So, what are you waiting for, if you are interested in entering the movie world, you can just begin your journey with television world and can slowly improve yourself.

If you are looking forward to start a career in photography, acting, film and much more then media-courses.com is the best choice. We offer 75 career changing Media Film and Photography related courses at an affordable price. Every course comes with an industry recognised London Academy Diploma. Browse our website to know more details about Acting courses London and photography courses London.

Gift Your Beloved Teacher On The Occasion Of Teachers Day

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When your kid joins the school you would surely be feeling great and why not it is the only time that makes you happy each while you watch your kid growing under the guidance of his or her teacher. So on the occasion of the most awaited teachers day your children can get a perfect gift for their teachers with the following gifts.

Things that could be gifted on the occasion of teachers day
1. Your can get gift certificates from the local bookstore, local stationery shop or a local coffee shop because most of the teachers usually appreciate such sort of gifts like coffee mugs.

2. You can also gift a basket that has pens, pencils, erasers or some other small classroom items as these things is in common use by teachers each year.

3. Another great idea is to bring box of snack foods and can include items such as peanuts, candy bars, fruit snacks or potato chips with some bo0ttles of water.

4. If your teacher loves to distribute candies in the classroom you can also give a jar or bag of candies and if such a treat is given by the children then it shall be cherished by them forever.

5. You can also gift a gourmet basket if you are sure that your teacher loves to drink coffee such as pound or in case if your teacher likes tea, an assortment of teas could be a great gift.

6. In case if you are aware of the hobbies of your teacher then you can easily present a gift certificate related to the concerned hobby.

7. Board games are appreciated by the teachers who teach young children and because over years pieces are lost or broken, replacing old items is always appreciable.

8. Other goodies that you can include in your gift list could be new bookcase or books that your teacher loves to read.

For more information, visit our recommended website customgiftbasket.info

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